Draft policy requiring legal review
Terms of Service
These draft terms are placeholders and require legal review. No legal entity, registration number, licence or governing jurisdiction is stated until confirmed.
Platform use
Muna Money is intended to help users manage, understand and plan personal finances through software tools.
User accounts
Users are responsible for keeping their account credentials secure and for activity under their account.
User responsibilities
Users should provide accurate information and must not misuse the platform or attempt to access data belonging to others.
Informational insights
Financial insights are informational and do not guarantee outcomes or replace qualified professional advice.
No guarantee of outcomes
Muna Money does not guarantee savings, debt reduction, investment returns, approval for finance or any specific financial result.
Prohibited use
The platform must not be used for unlawful, harmful, fraudulent, abusive or security-compromising activities.
Intellectual property
Muna Money content, design and software are protected by applicable intellectual property rights.
Service availability
The platform may change, pause or be unavailable for maintenance, security, operational or product reasons.
Optional paid plans
Muna Money may offer optional recurring plans. The price, billing interval, renewal terms and applicable taxes are shown before purchase. Paid plans renew automatically until cancelled, and users can manage or cancel billing through the Stripe customer portal. Cancellation normally takes effect at the end of the current paid period unless stated otherwise.
Limitation of liability
Liability terms require legal review and should be completed before commercial launch.
Termination
Accounts may be suspended or terminated for misuse, security concerns or breach of terms.
Policy updates
Terms may be updated as the product, company and legal requirements evolve.
Governing law placeholder
Governing law and jurisdiction must be confirmed before launch.